Yeah, was trying to simplify for them as much as possible. Have coins on an exchange but uncomfortable with the concepts of keys and addresses so they won't take custody just yet

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why do they need to understand the implementation detail?

bottom line it's a long password that you have to maintain yourself

i agree many will see this as too risky, regardless of how BIP32 works

They are throrough by nature, also decently technical. Tried to not go there but they asked