My thought was they’d be trained to go through that routine already with their actual clients. So when someone who was not a client called in, they’d just do the same thing they’d already been trained to do.

And they’d have no guarantee of collecting from the invoice, but most people would be extremely grateful and a lot I bet would pay much more than the suggested amount.

To me the biggest negative would be it undermines their core business which is why get the real deal when you can fake it almost for free?

But in a way instead of selling insurance (which is what they’re doing) they’d be offering direct and immense value at the time you needed it most.