Re-read the original post - the Bitcoin mantra is that you only need your 12/24 words
Discussion
The OP was about the pitfalls with added complexity in a setup, passphrases specifically.
I am saying it is maybe more correct to educate people on the importance of testing/proving recovery and good backup practices, and to not blame lost funds on something other than common user sloppiness.
I didn't get that from your replies, but you're right everyone should test restoration