I deal with so many clients who buy the most expensive cars and house they can afford, and simultaneously try to put their savings into a 401K. Deluding themselves that they will be able to hold onto that 401K until they are 59.5 years of age. Then of course they tap into it early when any financial situation comes up, and get penalized for drawing it out early.

These are the same people who don’t have the patience to invest for a short 4 years with Bitcoin to really accrue some value for their work.