It sells bitcoin at the cheapest price. It csn custody it or you can instantly send to a wallet. If your not in New York I can use lighting to. You can get direct deposit there. It has a regular use wallet and you can move that to a savings wallet. They will send you a debit card and you can add when you purchase something called boosts. Every Friday they rest or change. I just used the one for 10% back in bitcoin for restaurant purchase. They have all sorts of stuff. You can do your taxes for free. State and federal. Not a penny. I used them for 2 years. You can make you purchases round up to dollar and that will be in bitcoin or stock of your choice. And the list goes on.