I'm not, no. My teens are hella smart, have great work ethic, and will have options. We've saved enough money that they can go to any college but we're counseling them to go somewhere inexpensive (we'll let them keep whatever is left). They'll start adult life with education, some real world experience, some money, and no debt. The key, I think, is teaching them to be nimble, to network, to always have some options open.

Worst case scenario, I hire them at my company while they figure stuff out. One of them is already going to be working for me this summer doing entry-level stuff.