ok. I have never heard of anyone not getting their sats from swan and a big majority move to cold storage. I don't understand your logic but am glad we have choices.

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Everyone got their money from FTX right up until the day no one got their money from FTX. If I'm right, one day they run out of money and whatever you didn't get on chain yet is gone. If I'm wrong, oh well, I just buy in another place now. Since that other place has lightning I can cover my fees fair and not be out much more than when I was taking that risk with swan.