And because the "just 2%" is compounding, after 35 years you wasted 50% of your time.
Simplified calculation to show you lose 50 from 100 after 35 years:

And because the "just 2%" is compounding, after 35 years you wasted 50% of your time.
Simplified calculation to show you lose 50 from 100 after 35 years:

That is if you saved the money you worked for for 35 years