By all means, please continue to use Ledger. Don't opt-in and be a happy pleb.

If a device can send your seed out. Even if it's split and encrypted. That makes it a hot wallet. I got to trust closed source software that they will not send out my seed as long I don't opt-in?

I trusted them in the past to keep my information safe, and now my mailbox is flooded with phishing attempts. Because their third party got hacked.

You really think that this won't be exploited in the future?