Fiat money is the problem, not commodity money. I've studied economics quite a bit. But I can't convince you unless and until you learn some of what I've learned about it on your own.
Discussion
I know what you know
Soft money is worse than hard money
But no money should be charged just to have regular human interactions
Do you go to a paid therapist?
Well... we pay money for protection of all kinda of other basic rights. I don't think it's necessarily bad. But I see where you are coning from, that helps me to understand your point of view.
I just realized I'm also being overly biased because I'm still mad about HODL's zap only client idea