You may be right but trust is expensive. It’s an expensive game to research and invest.

My bigger point that I’ve thought about for a while is that a lot of people getting into “investing” don’t have firm footing on the basics.

They live pay check to paycheck. Something catastrophic can wipe out their quality of life.

Not saying you have to be Jeff Bezos to invest just that most plebs need to make sure their house is in order and figure out why they are investing. High time preference chasing gains? Are they meaningfully looking to put money into something they believe? Etc.

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