Because if you are in a written convo w someone it is harder to change the subject. I assure you I didnt waste much time trying to explain, I ended up telling him sorry but you dont know what you are talking about. I find it very surprising that people who have never done any real research insist upon being right on top of it.

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You could always just mock them and say Have fun staying poor! 😂

Yeah except that at the moment, I am pretty poor lol.