The thing about credit unions is that they are always trying to market themselves as being different from banks. They aren't regulated or overseen by the FED but by the National Credit Union Administration (NCUA).

So the thing I wonder is if they want to put their money where their mouth is and not cut their legs off at the knee, instead of adopting FedNow why not move to adopt the Lightning network for fast settlements for their CU members? They don't have to hold bitcoin to do that and neither do their members. Dollars transact over the lightning network and they never see bitcoin.

Anyway, I'm just imagining if it would be possible for the NCUA to be orange pilled.