1. At age 59.5 you can withdraw without additional 10% penalty added to your normal income tax rate.

2. Under 59.5 you can make a withdraw from most CUSTODIANS/COMPANY plans for "hardships" like medical bills etc....

3. Under 59.5 you can quit your employer and "roll it over" to your own IRA and pull it out anytime, but if you touch it you pay the penalty plus tax.

4. You can take a loan out to yourself up to $50K, (like 3%) the payments come out of your paychecks.

Yeah, it's scammy, it's really set up for you to die without ever seeing anything, or never more than at most half of it after tax and penalties, or hold onto it until your old and it's completely debased by then. I borrowed $40,000 last December and bought 2.1 Bitcoins, you can calculate what it's worth today.

This year I quit my 20 year job and took it all out, after taxes I got about half....closed down my two side businesses too, sick and tired of paying 52% TAX ON EVERYTHING I MAKE IN AMERICA, innovation is dead here.

I didn't care I figured it was my FIAT money and I wasn't going to die without it!

The FIAT system is corrupt and decaying and I don't want anything to do with it anymore! I will die extremely rich or extremely poor, but I'll die happy! I paid off my house, bought some more Bitcoin, I NEVER FELT BETTER!

I'M OUT BITCHES....lol