About the "Bitcoin is a great store of value" argument:
Do you want everybody to know how much you are worth? And with whom you transact? Not only the gov but all your business partners?
Swiss number and offshore accounts have had a big market for a reason. But they are dying.
In a world where the governments get more tyrannical and surveillance increases to absolute psychopathic levels, a store of value where nobody can tell what you have or that you have anything is something people will likely want to have in the future.
The XMR/BTC chart is still in a downtrend but when i look at the 10 year chart, it looks like it could be a huge opportunity right now for the people who see the future much earlier than the rest. A lot of early bitcoiners were exactly those people.
Wait for the trend reversal if you want to play it safe.