If you can't afford a hardware wallet, do you really need one?
Below a certain threshold, software wallets may be a simpler and smarter approach.
nostr:npub1az9xj85cmxv8e9j9y80lvqp97crsqdu2fpu3srwthd99qfu9qsgstam8y8 and nostr:npub1mxrssnzg8y9zjr6a9g6xqwhxfa23xlvmftluakxqatsrp6ez9gjssu0htc talk stack-size-based security in BR088.