Depends on age, etc. I'm in my mid 30s with 2 kids. Moving goalposts is the approach. Reached your goal? Move on to the next goal

1- Wholecoiner

2- 1 BTC to pass on to per child

3- 1 BTC per family member including yourself and wife

4- 1 BTC per family including your parents

5- 1 BTC per family plus taking into account possibility of grandkids

6- 2 BTC per family member

... And so on

Even if you only reach goal 1 or 2, your loved ones will be set. But the more you have, it'll be quicker for them to be set..

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