A Visa transaction can be reversed up to 180 days after payment is sent. Final settlement on bitcoin layer 1 is about 1 hour (6 confirmations)
Sending sats on lightning network is instant.
Discussion
Well yes, that's the point. There are other blockchains that can beat 1 hour of BTC transaction before it turned into sats.
If we're talking about massive adoption, ppl need to find a reason why they need to convert 2 times their money from fiat-BTC-Sats if they can find the simpler way to convert fiat-other blockcains that have similarity of sats speed transaction.
Like this nostr for example, the transactions of sats increase drastically after many users migrated to nostr and start using it. Because they "forced" to use lightning network if they want to zap zap.⚡😁