You can run your own mint on a server. Have to set a password on the configuration file. I run my own cashu mint, Dnuts, and it’s pretty awesome, your own eCash backed by BTC. In terms of scalability, cashu is one of the better solutions I’ve seen.
You don’t have to run your own mint to start using cashu tho. You can get started at cashu.me, generate a lightning invoice for deposit and get the nuts in return. You can also pay lightning invoices with the wallet. PV!