By enslaving others ??
The money has to come from somewhere ?? Either higher taxation or inflation (stealth tax).
Dont get me wrong, it's state sponsorerd pedatory lending thats causing no end of problems.
A better soloution might be to offer to refinance on a 0 or 1% loan basis on the starting capital rather than compunded interest.
I'm no economist though, and the money for that still has to come from somewhere 🤷