For sure. It just depends on where they get the capital from. We know it’s crazy high for the risk they’re taking (pretty much none) and so does Strike, but they don’t have the money required to run this lending operation. They get it from somewhere in fiat land where the understanding of BTC is completely different. Strike has to pay to get that money so they can lend it out. To make a profit, they charge 12%. Once the BTC lending market matures and fiat land realizes the risk of these loans, rates will naturally come down.