nostr:npub1guh5grefa7vkay4ps6udxg8lrqxg2kgr3qh9n4gduxut64nfxq0q9y6hjy nostr:npub1qny3tkh0acurzla8x3zy4nhrjz5zd8l9sy9jys09umwng00manysew95gx what’s a custodian you’d recommend for a 75 yr old concerned with inheritance planning and simplicity. Are River and Unchained good in terms of balanced trade offs for that demo?