Those wallets are both kinda terrible, though.

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I mention them because others like Phoenix or Zeus have fees to use their wallets. I havent figured all that out yet. 😅

There are always fees, but sometimes wallets hide them. Muun struggles with high network fees and passes those on to the user intermittently when making transactions, as opposed to Phoenix and Zeus that charge you only when you add liquidity to your channels.

Right. So I may pay now but save in fees over time. Got it. I need to make changes.🤙

Phoenix explains this fairly well in their app with the bucket analogy.

They do and it's a very cool feature too.

Can you suggest a couple?

You named two of the best already. Zeus, Phoenix, and also Mutiny if you’re holding Lightning sats. Ideally you should take some of them on-chain to put in cold storage once there’s enough to make it worth creating a UTXO.