I know a guy who uses Aqua Wallet to accept bitcoin at his brewery. We haven't seen these issues.

Have you tried Bull Bitcoin's wallet yet? It's similar to Aqua, but you can get your zpub and add it to BTCpayServer.

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No, I don’t think it’s available in the U.S.

It worked for me in California, but I forget New York has draconian bitcoin laws.

Yeah, or you could say that New York really, really, really encourages self custody! 😅

🤣