So now hardly anyone makes a bitcoin transaction to actually buy anything. A thing. That means almost the only transactions are:

- newbies trying to figure out the best ways of handling non-custodial wallets

- exchanges

- lightning channels open/close

- whatever nonsense is ordinals

- no idea, but perhaps people in El Salvador make on-chain transactions for major purchases.

So what happens when larger countries adopt bitcoin for real? Transaction fees through the roof? Custodial lightning is the only alternative solution for larger purchases. I cannot imagine an ordinary dude running a private node with adequate balance and channels' setup to send much more than 5% of monthly salary in a single transaction.

A better noncustodial way for sending amounts in size of several montly salaries is needed, no?

I realize most of the population will remain on central solutions like banks (a.k.a. custodial wallets - stupid term) forever even with bitcoin. But it feels like even a bit more advanced ones like myself will hardly be able to transact non custodial much more than grocery shopping.

Complicated. I would prefer simple, in an ideal world.