Personally, I'm a fan of Fedimint. Multisigs across a group of people & businesses is a scaling solution I can get behind.

Sure, it technically increases the chances of getting rugged, but the probabilities are minuscule, if structured properly.

Every advantage has a disadvantage. With Fedis, there are risks, but with it comes other advantages, such as privacy and scalability.

The beauty of a decentralized protocol, is that everyone is free to adopt it, in any which way they please.