Being in fiat is a losing strategy. Since the severing of the dollar's convertibility to gold, fiat currency has, to put simply, plummeted in purchasing power.
You know this. I know this. Do your nocoiner, newcoiner, degen friend of family member know this?
Read now:
https://livingonbitcoin.substack.com/p/break-the-cycle-opt-out-of-fiat-currency