For reals...

You're supposed to hoard good money and spend the bad money

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Exactly. Until the discount is such that you are motivated to spend the good money. This is exactly how the banking system worked until central banks came into the picture. You’d spend the sketchy notes as fast as possible, until the discount rate was back at zero. It self-regulated quite well.

which is also why, although we should be doing what we can to build up the use of bitcoin/ln for payment, ultimately more important that we hodl it so we don't lose the value of our savings.

so, anyone telling you you have to spend it, is just fuckin retarded. mind your own fucking business, is my response to all the moralizing and prescription of influencoors whose ulterior motives are obviously not aligned with their claims.