Move 1 million dollars of gold to Japan or 30K of silver to the closest nation 3 borders away and tell me how great they are as money. Go ahead, tell me the real cost.

The hold outs for magic metal are a joke at this point. It has a place but it isn't as money.

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Most folks don't or can't do that. In that story, it isn't money, it's insurance, or a store of value/wealth. It can do multiple things and adapt to the situation.