I'm living off Bitcoin collateralized loans for around 6 years. Not a single problem. No hack, no margin call, interest rate under 6%. Have more sats that I would otherwise have.
I call FUD. Short fiat.
Discussion
6%? Platform?
Aave
But since there's arbitrage, you can get the same interest rate across the ecosystem.
A collateralized loan is mathematically the same as long future position. Click here and choose Annualized premiums: https://bitcoinfuturesinfo.com/market-share-and-futures-curve
You can of course choose smaller exchanges as well.
Also... I short eur, not usd, because eur is worse shitcoin in general