It’s criminal that I have to call my bank and get approval to spend over $5000 of my own money.

I hate fiat banking.

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If you've out your currency into the bank, its no longer your currency. I know this sounds like a meme but it is a fact.

Which bank?

Wellby Financial, formerly Johnson Space Center FCU

I always wonder when reading things like this, what do the staff in the bank think.

Ie do they have any inclination of 'Oh, will I be able to access MY money...' and feel it's shit too.

Or have they either drank too much cool aid - or somehow never managed to question things.

A case of