📰 News Alert...

🔖 Title: Mumbai Banks Brace for Lower Lending Yields in FY26 Amid Cautious Loan Growth

🗓️ Published: 2025-06-18T04:01:15+03:00

📄 Summary: Mumbai-based banks are expecting a decline in lending yields during the fiscal year 2026, driven by cautious lending in unsecured loans and slower retail credit growth. Additionally, recent policy rate cuts contribute to this downward trend, with analysts predicting lending yields could drop to 8.6%. Net interest margins are also expected to tighten as the repricing of loans linked to external benchmarks affects private banks. Delays in deposit repricing further intensify margin pressures.

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