Replying to Avatar Vhtech777

I’d Rather Live on Bitcoin-Collateralized Debt Than Sell My Bitcoin

“Money comes and goes, but Bitcoin stays forever.”

Fiat is a flow. Bitcoin is the reservoir.

I choose to collateralize my Bitcoin to borrow money for living expenses, investing, or rotating capital — instead of selling my Bitcoin. Why?

1. Selling Bitcoin is Selling the Future

Every time you sell Bitcoin, you’re discounting your future.

History shows that those who HODL with conviction are the ones who win.

Bitcoin is more than just an asset — it's protection against fiat devaluation, and a reward for long-term vision.

2. Debt Can Be Repaid. Lost Bitcoin Is Gone Forever.

I accept living on leverage — borrowing stablecoins (USDT, USDC) against my Bitcoin and using them to generate returns or sustain life.

Because I believe:

> Leverage is a tool. Bitcoin is the foundation.

I can repay debt through labor, cash flow, or other sources of income.

But if I sell my Bitcoin now, I may never be able to buy it back at the same price.

I'd be trading away a permanent asset for temporary liquidity.

3. Fiat Is a Stream. Bitcoin Is a Reservoir.

Fiat money flows like water through your hands — earned today, spent tomorrow.

But Bitcoin is where I "store water" — a reservoir of value for the future.

Cash flow comes and goes.

Bitcoin remains — as long as I hold to this principle:

Don’t sell. Only collateralize.

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📌 Conclusion

I’m not saying everyone should live on debt.

But I choose this path because I understand the risks, I have a clear repayment plan, and most importantly — I have deep conviction in Bitcoin as a revolutionary asset class.

> It’s easy to sell Bitcoin to meet short-term needs.

But holding on through financial storms — now that’s hard. And that’s worth it.

I’d rather live on debt than sell off hope.

#Bitcoin #BTC #BitcoinNative #LongTermThinking #MoneyMindset #HODL #DontSellJustBorrow

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12% rates are fine as long as bitcoin CAGR is greater. It makes sense to take a small part of your stack as collateral to borrow fiat. You could take half for living expenses and buy more bitcoin with the other half of the loan. This way you could also slowly grow your stack as well. There is a down side.

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Discussion

Why jeopardize not having complete control of your corn and be subject to liquidation requirements when you can use fiat for that and only pay 3 to 5% and be an unsecured loan?