"Tuesday’s actions are not the first the CFPB has taken against Fifth

Third. In 2015, the bank was ordered to pay $18 million to harmed Black

and Hispanic borrowers in what CFPB charged was discriminatory auto loan

pricing. And it was ordered to pay $3 million to harmed consumers and a

$500,000 penalty for illegal credit card practices."

cost of crime, no apparent change in behavior all at great expense to society to support the CFPB and at the cost of suppressing value creation, suppressing value exchange, and suppressing emergent market behavior.