So if I held XRP earlier this year, I might have FLR?

I haven’t touched that wallet in months

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Keep purchasing more XRP and start moving your assets to a more decentralized wallet, If you still have them on exchanges, ledgers and cold wallet you will lose them over there, take now!!

heads-up: we looked for a lightning address on your profile but could not find one... u can get a free one at https://rizful.com ... and then reply back to this comment so we can zap you.