No, because most normal people want a custodian. As long as you have the option for self custody, it's not a nightmare.
A nightmare would be only accessing lightning by node running
Discussion
That’s a real problem if Bitcoin is humanity’s primary measure of value, a force outside of time, a salvation for Western man, The Remanent, etc.
If it’s just something everyone has to buy oranges at the farmer’s market, pay back friends abroad, and the occasional medicinal cigarette, then neither the lightening glitches, or 15% weekly volatility matter too much.