yup. UTXOs and especially Sparrow helped my understanding of what happens during a transaction.
its a hard hurdle to even get to when people trip up over NYKNYC. ⚡️
I recommend running your own node behind tor to prevent IP and Xpub leaks.
Maybe look into Samourai Wallet as well.
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🌀 whirlpool 🌀
This is the way..