Its easy not to get rugged. By any of these. I dont mind losing 8k sats 9k sats if a mint or a wallet gets rugged.. i dont run a lightning node so i will never just casual hodl on a lightning wallet. If im traveling daily i would reload the wallet. I wouldn't just casually walk around for 100'sK SATS on lightning because its cool ouu look at me it's cool.

I will receive or make a payment with cashu of whatever amount. If i receive payment i will instantly move to my Phoenix wallet and then to cold storage. Make a payment go from cold storage to Phoenix to cashu to recipient. Easy never get rugged.

Keep everything cold 🥶

Ohh and freedom isn't free