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The core principle of a functioning society is not "individual sovereignty", it is "love your neighbor as yourself", of which personal responsibility is only a part. If our goal is to serve those around us, we will watch out for them in ways they are not able to themselves.
Accretion of neglect results in death by a thousand cuts: a legal and societal framework in which you can survive only by good fortune. Where complexity has arisen through neglect, our job is to re-introduce simplicity in any way we can so that, as much as possible, people can resume making their own decisions.