3 - when i click receive it says i will have to receive a minimum of 10k sats. it also said during wallet creation that every time i move funds it'll charge 1% fee + 3k sats for channel creation. will it deduct this from the 10k sats or will it also take the 10k sats as a whole?

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I believe this will be deducted from the 10k. you don't need 13k, you'll move 10k and end up with 7k, 3k being the channel open fee

amazing tq