Step 1 is to get off 0! Lump sum maybe 25% initially and then start to DCA over the next two years. Save 25% for a lump sum during the bear market. Four years from now they'll be feeling great about themselves.
Step 1 is to get off 0! Lump sum maybe 25% initially and then start to DCA over the next two years. Save 25% for a lump sum during the bear market. Four years from now they'll be feeling great about themselves.
This is the best advice