What I still dont understand about btc:

Currently, most people buy their way into btc, so essentially, this means we are recreating the same wealth structures as fiat has presently, including the whole credit situation (e.g., Microstrategy).

Maybe in the long run, btc leads to a more equal distribution of wealth, but I think we need to push this more. I don't see how this problem will fix itself, at least in the short/mid future.