Yeah. It would be better after #stratumv2. I actually made a suggestion to improve it.

Basically Bitcoin is like putting your money in a bank.

DC is like leaving your money with a bank teller, and hoping you get it back.

This tweak would actually pay for an escrow service, 0.01% a day so that there is some incentive to provide this service. And also makes it clear to users that what they old is not BTC but some token that they can lose.

https://gist.github.com/moonsettler/e0c24863fda418a2fb504a307fda8a19