I never had issues of any sort. Like bills are not cooled by they are getting paid with no hiccups

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I had 4 issues today, 2 bank related:

1. Bank didn't show my credit card, so I couldn't pay the balance.

2. Xapo have technical issues right now, so I struggled to buy Bitcoin.

3. A supplier failed to send me an invoice, I don't know the final amount, so I can't pay the bill.

4. My wife tried to send some money to an exchange and her bank stopped the transfer.

You have more adventures with banks than you had with this whole fibre. I guess I was lucky with banks (even with Maltese ones which are a tough player)