Agree. I don't know if the yearly fee is now worth it. Previously, I was able to recoup those funds over 3 months. That's not possible now. I most likely won't be renewing membership.

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I'm there too. I can still pay Citi cards through the phone for additional sats back but that's about the only use case I have left.

I’ve only had my card for a few months. Is there a better alternative?