Yeah, I forgot that you’re using it as well. Tell me your experience so far. Get me to start using it today haha
Discussion
It's been basically flawless short of an issue where it showed me a negative balance one day, but that was entirely an issue with the way information was presented to the user, and not a result of any issues with payments.
That said, I am moving some of my bills over to Fold for the time being. With price not moving much over the last few months, the 1% fee on either end of the fiat conversion adds up. at this point I'm finding the small rewards on ACH transactions at Fold more attractive.
Both are great though.
*~1%
With my usage, I was averaging 0.79%.
Isn’t there a waiting list for the Fold card though?
Only for their credit card. They just ship you a debit card when you open an account.
I've been a Fold user since late 2021.
The credit card isn't released yet, and there is a waiting list for it, but just signing up gets you a debit card, a Cross River Bank account, and the ability to do direct deposit, pay fiat bills, instantly convert a set percentage of incoming fiat, roundups on purchases, get sats back on gift cards, etc.
Ahh cool good to know!