It's all the same ponzi scheme, on steroids due to the crazy four-year electoral cycle that Western "democracies" use to give themselves an appearance of legitimacy through "voting".
Even if it weren't a literal conspiracy (which it absolutely is), the incentive structure is so completely fucked that it's impossible to escape. All we can do is brace ourselves for impact and prepare to minimize the harm that the collapse will cause each of us individually and at the most immediately adjacent level (family, perhaps some close friends).