The comparison doesn't work because there are significant negative consequences to the person doing the crime if he gets caught while there are practically not significant negative consequences from having arbitrary data caught as such.

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Ah, so you don't see centralization of a financial network as a problem? But like so many of these analogies they are not 1 to 1 comparisons or else I would just state the situation at hand instead of contriving a similar situation to illustrate a point in more understandable terms.

"Apples are sweet and delicious"

"That's like saying oranges are sweet and delicious"

You: No, it's not because oranges have a different nutrition profile from apples.

Consequences for the person doing it.

If you steal a car and get caught you're going to prison on top of other problems.

If you send a transaction with data hidden and get detected/rejected, you've just wasted time constructing such transaction and that's all. No prison, no fines, no destruction of reputation.

Okay dude, have fun with that brain you have.

The consequences are either being prevented outright since filters *do* prevent some spam, or getting charged more to include the spam.

Both work to reduce it