I see. But high rates are inevitably just a period in time, it may last another year or so and it will drop again to a more reasonable levels.

I also understand that rents gone up a fair bit. But for the most part even the wages are rising.

And if not enough, you can always jump higher in the ladder. Or I think you should, if you’re young, healthy individual. Because if not young, then when?

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80's trying to make a comeback? 😄

I don’t disagree… but I’m not sure if interest rates will fall back to 2-3%… maybe in a few decades 🤷‍♀️