You are correct. Its not good. We need more UTXO's for us plebs. They're (legacy financial system) is already capturing Bitcoin as they did with Gold decades ago.
Stay paranoid and stack harder.
Discussion
Plebs you need to mine for yourself asap
IDC how you do it; provide a Bitcoin SaaS product, buy ASIC's and run them yourself, become an artesian (everyone can) & provide quality goods & services for sats
The day is coming sooner than you think when you won't be able to buy Bitcoin from an exchange; you have to work for it
#PoW